PersonalChemist® | Stable HealthCoin

Transforming $73 Billion in Health Remittances
Into Instant, Ethical Healthcare Payments.

Introducing PersonalChemist® – Stable HealthCoin — USD-pegged digital currency built exclusively to fund pharmacy bills.

Scan to Pay

Instant pharmacy bill settlement

Powered by PersonalChemist®

The Global Opportunity

$73.07 billion is sent by individuals in 1st world to 3rd world nations.

$5 billion is lost yearly to fees, fraud, delays, and currency collapse.

5–7% traditional remittance fees

High costs that burden families needing healthcare

2–7 day delays

Critical time lost when medicines are needed urgently

No traceability of use

Funds may not reach intended healthcare purposes

0 infrastructure for health-only payments

No dedicated system for healthcare remittances

What Is PersonalChemist® HealthCoin?

A USD-pegged stablecoin, purpose-built for pharmacy payments.
Created by pharmacists. Backed by treasury reserves. Designed for global families.

Key Benefits

  • Diaspora pays health bills via QR code
  • Pharmacy receives HealthCoin instantly
  • Pharmacy can reuse or redeem for fiat
  • Fully traceable, verified, and secure

How It Works

Pharmacy generates invoice

Diaspora pays using HealthCoin

Patient receives medicines

Pharmacy cashes out or restocks

Includes KYC, QR traceability, spend limits, and vendor whitelisting.

Why PersonalChemist® Is Unstoppable

USD-Pegged Stability

No currency collapse risk

Health-Only Utility

Blocks misuse, drives impact

Full Pharmacy Ecosystem

Token can pay wholesalers too

No Public Trading

No pump, no dump, no speculation

Off-Ramp Ready

Cash out to PKR, INR, USD within app

Float Yield for Backers

Reserve earns passive return via T-bills

Why should you join and Lead This

This isn’t crypto. This is monetary infrastructure for healthcare. You power the first health-only global coin, tap into $73B locked flow, earn from float + transaction fees, and stay fully compliant.

“Be the institution that powers the currency that saves lives — not inflates them.”

Who Are We

Salman Chishti

Salman Chishti, MRPharmS

ENG, Urdu

Senior UK pharmacist and Retail Expert with 20+ years of experience

Rafael Jegundo

Rafael Jegundo

ENG, Portuguese

Scaling Startups 20 years, Masters Business & Physics

Dr Sadia Orakzai

Dr Sadia Orakzai, GP. MBBS.

ENG, Pushto

NHS UK Doctor with 15 years of experience.

“This isn’t a whitepaper dream. It’s an operator-led solution to a global bottleneck.”

Revenue + Monetisation

  • 1.5% transaction fee on all HealthCoin payments
  • Treasury yield from interest-bearing USD reserves
  • Monthly SaaS platform fees for verified pharmacies
  • Off-ramp conversion fees for wholesalers
  • White-label licensing for NGOs, governments, insurers
💰

Revenue Potential

At just 2% adoption, PersonalChemist processes $1.46 billion annually. With blended fees and treasury yield, this unlocks $22M–$29M/year in gross revenue. Over 5 years, that’s $110M+ in cumulative opportunity — from healthcare, not speculation.

Let’s Talk HealthCoin

Salman Chishti

Salman Chishti

Senior Pharmacist & Retail Pharmacy Expert

Ready to connect directly — no forms, no delays.

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